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    <title>Crypto Flo Blog</title>
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    <description>In-depth crypto guides, market analysis, and investment education from Crypto Flo.</description>
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    <lastBuildDate>Tue, 18 Aug 2026 23:14:06 GMT</lastBuildDate>
    <item>
      <title>The CLARITY Act Gets Its Biggest Meeting Yet: What to Watch This Week</title>
      <link>https://cryptoflo.news/blog/white-house-crypto-meeting-clarity-act-august-2026</link>
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      <pubDate>Mon, 17 Aug 2026 17:13:01 GMT</pubDate>
      <description>Trump, the SEC and CFTC chairs, two cabinet secretaries, and the CEOs of Coinbase, Ripple and Chainlink meet Wednesday. Prediction market odds on the CLARITY Act have already moved from 13% to 21%.</description>
      
    </item>
    <item>
      <title>NUSD Just Froze Redemptions: What Synthetic Dollars Are (and Why They&apos;re Not the Same as USDC)</title>
      <link>https://cryptoflo.news/blog/nusd-neutrl-synthetic-dollar-redemptions-paused-2026</link>
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      <pubDate>Fri, 14 Aug 2026 15:18:10 GMT</pubDate>
      <description>Neutrl paused minting and redemptions for its $53.6M NUSD synthetic dollar with no cause given. Here&apos;s why that vagueness is actually explained by how synthetic dollars work, and why USDC and NUSD are not the same kind of &quot;stable.&quot;</description>
      
    </item>
    <item>
      <title>Trump Is Weighing a Capital Gains Tax Cut, the First Since 2003. Here&apos;s What It Would Mean for Crypto.</title>
      <link>https://cryptoflo.news/blog/trump-capital-gains-tax-cut-crypto-2026</link>
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      <pubDate>Thu, 13 Aug 2026 14:59:07 GMT</pubDate>
      <description>Bloomberg reports Trump is weighing a capital gains tax cut ahead of the midterms, the first real cut since 2003. Crypto gets no special carve-out, but it would ride along automatically. Here&apos;s how.</description>
      
    </item>
    <item>
      <title>Strategy Sold 1,690 Bitcoin This Week: What&apos;s Actually Happening</title>
      <link>https://cryptoflo.news/blog/strategy-sells-bitcoin-strc-buyback-explained-2026</link>
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      <pubDate>Tue, 11 Aug 2026 17:34:50 GMT</pubDate>
      <description>Michael Saylor&apos;s Strategy broke its &quot;never sell&quot; rule this week, sort of. Here&apos;s the real reason behind the $108.6M sale, a preferred stock called STRC, and why 840,447 BTC barely moved.</description>
      
    </item>
    <item>
      <title>The $116 Million Coldcard Hack: What Happened, and What Self-Custody Bitcoiners Need to Do Now</title>
      <link>https://cryptoflo.news/blog/coldcard-wallet-hack-116-million-self-custody-bitcoin-2026</link>
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      <pubDate>Mon, 10 Aug 2026 22:00:30 GMT</pubDate>
      <description>A five-year-old firmware flaw let an attacker drain $116M from 5,200+ Coldcard wallets with no phishing and no device access. Here&apos;s what actually happened and the exact steps to check if you&apos;re affected.</description>
      
    </item>
    <item>
      <title>The CLARITY Act Missed Its Deadline: What the Push to September Means for Crypto</title>
      <link>https://cryptoflo.news/blog/clarity-act-delayed-september-2026</link>
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      <pubDate>Fri, 07 Aug 2026 22:07:29 GMT</pubDate>
      <description>The Senate confirmed there will be no floor vote on the CLARITY Act before August recess. Here&apos;s why it slipped, what changed in the ethics fight, and what Polymarket&apos;s collapsing odds say about 2026.</description>
      
    </item>
    <item>
      <title>Best Crypto Exchanges in 2026: How to Actually Choose One</title>
      <link>https://cryptoflo.news/blog/best-crypto-exchanges-2026-how-to-choose</link>
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      <pubDate>Thu, 06 Aug 2026 05:21:25 GMT</pubDate>
      <description>Three exchanges shut down within weeks of each other this year. This guide covers 17 platforms, from Binance and Coinbase to Caleb &amp; Brown and Uphold, what actually matters when choosing one, and the warning signs that predicted the recent failures.</description>
      
    </item>
    <item>
      <title>What Is Tokenization? How Real World Assets Are Moving Onto Blockchains</title>
      <link>https://cryptoflo.news/blog/what-is-tokenization-real-world-assets-guide</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/what-is-tokenization-real-world-assets-guide</guid>
      <pubDate>Wed, 05 Aug 2026 14:38:51 GMT</pubDate>
      <description>Tokenization turns ownership of real assets into blockchain tokens. Here is how the process actually works, what is already tokenized today with real numbers, what comes next, and which industries it stands to reshape.</description>
      
    </item>
    <item>
      <title>The CLARITY Act&apos;s Make-or-Break Week: What August 10 Actually Means for Crypto</title>
      <link>https://cryptoflo.news/blog/clarity-act-deadline-crypto-market-structure-august-2026</link>
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      <pubDate>Mon, 03 Aug 2026 21:44:17 GMT</pubDate>
      <description>Congress has a hard deadline this week to move the CLARITY Act before recess — with BlackRock, Fidelity, and Goldman Sachs publicly backing it, and a real split with Coinbase over the details.</description>
      
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    <item>
      <title>Three Crypto Exchanges Are Shutting Down — Here&apos;s Exactly Where Each One Stands</title>
      <link>https://cryptoflo.news/blog/crypto-exchange-shutdowns-bitmex-bitmart-ascendex-2026</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/crypto-exchange-shutdowns-bitmex-bitmart-ascendex-2026</guid>
      <pubDate>Wed, 29 Jul 2026 06:37:45 GMT</pubDate>
      <description>AscendEX has already ceased operations, while BitMEX and BitMart have announced they&apos;re closing later this year — not yet shut down. Here&apos;s the real, current status of each, the reasons behind the wave of closures, and what it means for your funds.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>Bitcoin Holds Near $65K as the Fed&apos;s July Decision Looms: What&apos;s Really Moving Crypto This Week</title>
      <link>https://cryptoflo.news/blog/bitcoin-fed-decision-crypto-market-july-2026</link>
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      <pubDate>Mon, 27 Jul 2026 22:06:20 GMT</pubDate>
      <description>Bitcoin and Ethereum are swinging on crosscurrents of easing geopolitical risk, rising inflation expectations, and this week&apos;s Fed decision — while a quieter regulatory story in Europe reshapes who can even run a crypto exchange.</description>
      
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    <item>
      <title>Crypto Consciousness: Why Blockchain Keeps Showing Up in the AI Awareness Debate</title>
      <link>https://cryptoflo.news/blog/crypto-consciousness-blockchain-ai-awareness</link>
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      <pubDate>Fri, 17 Jul 2026 23:06:08 GMT</pubDate>
      <description>Crypto forums are full of claims that blockchain is the missing piece for AI to become conscious. Here&apos;s what&apos;s actually shipping today, and what&apos;s still just a compelling thought experiment with no evidence behind it.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>ISO 20022 and Crypto: What XRP, XLM, HBAR, and Algorand Actually Have to Do With It</title>
      <link>https://cryptoflo.news/blog/iso-20022-crypto-explained-xrp-xlm-hbar-algorand</link>
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      <pubDate>Wed, 15 Jul 2026 05:00:45 GMT</pubDate>
      <description>ISO 20022 gets thrown around constantly in crypto circles, as if it&apos;s an official certification your favorite coin either has or doesn&apos;t. It isn&apos;t. Here&apos;s what the standard actually is, which coins are genuinely tied to it, and what that connection does and doesn&apos;t mean.</description>
      <author>Elm Myers</author>
    </item>
    <item>
      <title>Solana and XRP Land Major Institutional Wins in July 2026 — So Why Are Prices Down?</title>
      <link>https://cryptoflo.news/blog/solana-xrp-institutional-wins-price-drop-july-2026</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/solana-xrp-institutional-wins-price-drop-july-2026</guid>
      <pubDate>Mon, 13 Jul 2026 06:24:37 GMT</pubDate>
      <description>Solana landed a major institutional partnership with SBI Holdings, and Ripple secured full EU regulatory authorization — yet both prices fell over the same week. Here&apos;s why fundamental wins and short-term price don&apos;t always move together.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>Avalanche and Real-World Asset Tokenization: What Securitize&apos;s $295 Million Deal Means for AVAX</title>
      <link>https://cryptoflo.news/blog/avalanche-rwa-tokenization-2026</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/avalanche-rwa-tokenization-2026</guid>
      <pubDate>Sun, 05 Jul 2026 17:51:16 GMT</pubDate>
      <description>Securitize tokenized $295 million of its own stock on Avalanche and Solana on July 2, 2026 — the largest tokenized stock deal to date. Here&apos;s what real-world asset tokenization means for AVAX.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>How Busy Crypto Investors Stay Informed in Under 5 Minutes a Day</title>
      <link>https://cryptoflo.news/blog/crypto-news-for-busy-investors</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/crypto-news-for-busy-investors</guid>
      <pubDate>Sun, 28 Jun 2026 07:15:41 GMT</pubDate>
      <description>The crypto information firehose is real — but staying genuinely informed does not require hours of scrolling, monitoring, and YouTube deep-dives. Here is the 5-minute daily framework that keeps you up to date on what actually matters, without the noise.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>XRP vs XLM: What They Do, How They Differ, and What Regulatory Clarity Means for Both</title>
      <link>https://cryptoflo.news/blog/xrp-vs-xlm-guide-2026</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/xrp-vs-xlm-guide-2026</guid>
      <pubDate>Wed, 24 Jun 2026 14:00:00 GMT</pubDate>
      <description>XRP and XLM both move money faster and cheaper than traditional banking — but they are not the same coin with a different name. Here is what each does, where they diverge, what the 2026 regulatory landscape means for holders, and how to put your XRP or XLM to work earning yield.</description>
      <author>Elm Myers</author>
    </item>
    <item>
      <title>Solana Staking in 2026: How to Stake SOL, Pick a Validator, and Understand Your Yield</title>
      <link>https://cryptoflo.news/blog/solana-staking-guide-2026</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/solana-staking-guide-2026</guid>
      <pubDate>Sat, 20 Jun 2026 14:00:00 GMT</pubDate>
      <description>Staking SOL is one of the most straightforward ways to put Solana to work. This guide covers native staking, liquid staking, how to choose a validator, realistic yield expectations, and the risks most beginners miss.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>HBAR ETF SEC Decision: What June 11 2026 Means for Hedera Investors</title>
      <link>https://cryptoflo.news/blog/hbar-etf-sec-decision-june-2026</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/hbar-etf-sec-decision-june-2026</guid>
      <pubDate>Thu, 11 Jun 2026 21:32:01 GMT</pubDate>
      <description>The SEC faces a June 11 2026 deadline on the Canary Capital spot HBAR ETF. Here is what approval or denial means for Hedera investors and the broader crypto ETF market.</description>
      <author>Elm Myers</author>
    </item>
    <item>
      <title>Mastering Crypto Market Cycles: A Guide to Informed Investing</title>
      <link>https://cryptoflo.news/blog/crypto-market-cycles-guide</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/crypto-market-cycles-guide</guid>
      <pubDate>Sun, 07 Jun 2026 09:00:00 GMT</pubDate>
      <description>Understanding crypto market cycles is key to making informed investment decisions. Learn about the phases of crypto cycles and how to navigate them effectively.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>Understanding DeFi: A Comprehensive Guide to Decentralized Finance</title>
      <link>https://cryptoflo.news/blog/comprehensive-defi-guide</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/comprehensive-defi-guide</guid>
      <pubDate>Fri, 05 Jun 2026 09:00:00 GMT</pubDate>
      <description>Explore the world of Decentralized Finance (DeFi), its foundations, functionalities, and risks. Learn why DeFi matters in the evolving financial landscape.</description>
      <author>Elm Myers</author>
    </item>
    <item>
      <title>Mastering Crypto Portfolio Management: A Stress-Free Approach</title>
      <link>https://cryptoflo.news/blog/master-crypto-portfolio-management</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/master-crypto-portfolio-management</guid>
      <pubDate>Tue, 02 Jun 2026 09:00:00 GMT</pubDate>
      <description>Learn to manage your crypto portfolio effectively without succumbing to stress. Focus on goals, not just prices, for better investment decisions.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>Understanding Stablecoins: A Comprehensive Guide to USDT, USDC, and Stable Value in Crypto</title>
      <link>https://cryptoflo.news/blog/stablecoins-guide-usdt-usdc</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/stablecoins-guide-usdt-usdc</guid>
      <pubDate>Sat, 30 May 2026 09:00:00 GMT</pubDate>
      <description>Discover the role of stablecoins like USDT and USDC in the crypto ecosystem. Learn how they provide stability and facilitate transactions without volatility.</description>
      <author>Elm Myers</author>
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    <item>
      <title>Understanding Bitcoin Halving: Its Impact on Price and Market Dynamics</title>
      <link>https://cryptoflo.news/blog/bitcoin-halving-impact</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/bitcoin-halving-impact</guid>
      <pubDate>Thu, 28 May 2026 09:00:00 GMT</pubDate>
      <description>Bitcoin halving is a pivotal event that affects its supply and market dynamics. Discover how this mechanism influences Bitcoin&apos;s price and future.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>Maximize Your Retirement Savings: How iTrust Capital Enables Tax-Advantaged Crypto Investing</title>
      <link>https://cryptoflo.news/blog/itrust-capital-crypto-ira</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/itrust-capital-crypto-ira</guid>
      <pubDate>Tue, 26 May 2026 09:00:00 GMT</pubDate>
      <description>Discover how iTrust Capital allows you to hold cryptocurrencies like Bitcoin and Ethereum in a tax-advantaged IRA, maximizing your retirement savings.</description>
      <author>Elm Myers</author>
    </item>
    <item>
      <title>Understanding Hedera Hashgraph: The Future of Enterprise Blockchain</title>
      <link>https://cryptoflo.news/blog/hedera-hashgraph-enterprise-blockchain</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/hedera-hashgraph-enterprise-blockchain</guid>
      <pubDate>Sun, 24 May 2026 09:00:00 GMT</pubDate>
      <description>Explore Hedera Hashgraph&apos;s unique distributed ledger technology and its enterprise applications, offering faster, more efficient transactions than traditional blockchains.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>Top Crypto YouTube Channels for Informed Investing in 2026</title>
      <link>https://cryptoflo.news/blog/top-crypto-youtube-channels-2026</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/top-crypto-youtube-channels-2026</guid>
      <pubDate>Fri, 22 May 2026 09:00:00 GMT</pubDate>
      <description>Discover the best crypto YouTube channels to follow in 2026 for data-driven insights and balanced analysis. Stay informed with expert content.</description>
      <author>Elm Myers</author>
    </item>
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      <title>Crypto Risk Management: Protecting Your Investments Wisely</title>
      <link>https://cryptoflo.news/blog/crypto-risk-management-guide</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/crypto-risk-management-guide</guid>
      <pubDate>Tue, 19 May 2026 09:00:00 GMT</pubDate>
      <description>Understand crypto risk management to protect your investments. Learn strategies like position sizing and diversification to minimize financial exposure.</description>
      <author>Chelsea Myers</author>
    </item>
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      <title>Mastering Bitcoin Investments: The Power of Dollar-Cost Averaging</title>
      <link>https://cryptoflo.news/blog/bitcoin-dca-investing-strategy-guide</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/bitcoin-dca-investing-strategy-guide</guid>
      <pubDate>Sun, 17 May 2026 09:00:00 GMT</pubDate>
      <description>Discover how Dollar-Cost Averaging in Bitcoin can take emotions out of investing, offering a strategic, data-driven approach for consistent growth.</description>
      <author>Elm Myers</author>
    </item>
    <item>
      <title>Understanding On-Chain Metrics: Unveiling the Hidden Data in Cryptocurrency</title>
      <link>https://cryptoflo.news/blog/on-chain-metrics-crypto-data</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/on-chain-metrics-crypto-data</guid>
      <pubDate>Thu, 14 May 2026 09:00:00 GMT</pubDate>
      <description>On-chain metrics offer unique insights into cryptocurrency markets that go beyond price charts. Discover how these data points can reveal market trends and investor behavior.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>Understanding the Crypto Fear &amp; Greed Index: A Comprehensive Guide</title>
      <link>https://cryptoflo.news/blog/crypto-fear-greed-index-guide</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/crypto-fear-greed-index-guide</guid>
      <pubDate>Tue, 12 May 2026 09:00:00 GMT</pubDate>
      <description>The Crypto Fear &amp; Greed Index is a vital tool for investors, providing insights into market emotions. Learn how it influences trading decisions and market behavior.</description>
      <author>Elm Myers</author>
    </item>
    <item>
      <title>Understanding the CLARITY Act: Implications for Crypto Investors</title>
      <link>https://cryptoflo.news/blog/clarity-act-crypto-investors-guide</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/clarity-act-crypto-investors-guide</guid>
      <pubDate>Sun, 10 May 2026 09:00:00 GMT</pubDate>
      <description>The CLARITY Act aims to simplify U.S. crypto regulation by clearly defining digital assets as either securities or commodities. This article explores its potential impact on investors.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>XRP and Ripple: A Deep Dive Into Cryptocurrency, the SEC Case, and Cross-Border Payments</title>
      <link>https://cryptoflo.news/blog/xrp-ripple-sec-cross-border</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/xrp-ripple-sec-cross-border</guid>
      <pubDate>Fri, 08 May 2026 09:00:00 GMT</pubDate>
      <description>Discover the intricate relationship between XRP and Ripple, the impact of the SEC lawsuit, and how XRP revolutionizes cross-border payments.</description>
      <author>Elm Myers</author>
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      <title>Essential Guide to Crypto Taxation: Key Insights for Investors</title>
      <link>https://cryptoflo.news/blog/crypto-taxation-guide-investors</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/crypto-taxation-guide-investors</guid>
      <pubDate>Tue, 05 May 2026 09:00:00 GMT</pubDate>
      <description>Understand the intricacies of crypto taxation, including how different transactions are taxed and the importance of accurate record-keeping.</description>
      <author>Chelsea Myers</author>
    </item>
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      <title>Comprehensive Guide to 15 Key Cryptocurrencies for Investors</title>
      <link>https://cryptoflo.news/blog/guide-15-key-cryptocurrencies</link>
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      <pubDate>Sat, 02 May 2026 09:00:00 GMT</pubDate>
      <description>Explore a comprehensive guide to 15 key cryptocurrencies, detailing their unique features, market positions, and significance in the crypto ecosystem.</description>
      <author>Elm Myers</author>
    </item>
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      <title>Understanding Solana: Speed, Scalability, and Its Impact on Blockchain</title>
      <link>https://cryptoflo.news/blog/understanding-solana-speed-scalability</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/understanding-solana-speed-scalability</guid>
      <pubDate>Thu, 30 Apr 2026 09:00:00 GMT</pubDate>
      <description>Solana addresses blockchain scalability with its unique Proof of History, offering rapid transactions and low fees. Explore its implications on decentralization and network reliability.</description>
      <author>Chelsea Myers</author>
    </item>
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      <title>Understanding Crypto Wallets: Hot, Cold, and Secure Storage Solutions</title>
      <link>https://cryptoflo.news/blog/understanding-crypto-wallets-storage</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/understanding-crypto-wallets-storage</guid>
      <pubDate>Sat, 25 Apr 2026 09:00:00 GMT</pubDate>
      <description>Learn about crypto wallets, the technology behind them, and how to securely manage your digital assets. Discover the differences between hot and cold wallets and why it matters for your crypto security.</description>
      <author>Elm Myers</author>
    </item>
    <item>
      <title>The Impact of AI on Cryptocurrency Markets: A Comprehensive Guide</title>
      <link>https://cryptoflo.news/blog/ai-impact-crypto-markets-guide</link>
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      <pubDate>Wed, 22 Apr 2026 09:00:00 GMT</pubDate>
      <description>Explore how AI is revolutionizing crypto market analysis, enhancing data processing, sentiment analysis, and research. Discover its potential and limitations.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>Ethereum vs Bitcoin: Key Differences and Investment Insights</title>
      <link>https://cryptoflo.news/blog/ethereum-vs-bitcoin-differences</link>
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      <pubDate>Mon, 20 Apr 2026 09:00:00 GMT</pubDate>
      <description>Explore the fundamental differences between Ethereum and Bitcoin, two leading cryptocurrencies, and understand their unique roles in the digital asset landscape.</description>
      <author>Elm Myers</author>
    </item>
    <item>
      <title>Crypto vs. Stocks: Critical Differences for Informed Investing</title>
      <link>https://cryptoflo.news/blog/crypto-vs-stocks-key-differences</link>
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      <pubDate>Sat, 18 Apr 2026 09:00:00 GMT</pubDate>
      <description>Explore the essential differences between cryptocurrencies and stocks, including structure, risk, and volatility, to make informed investment decisions.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>Crypto Brokers Explained: Do You Need One?</title>
      <link>https://cryptoflo.news/blog/crypto-brokers-explained</link>
      <guid isPermaLink="true">https://cryptoflo.news/blog/crypto-brokers-explained</guid>
      <pubDate>Fri, 17 Apr 2026 09:00:00 GMT</pubDate>
      <description>Understanding the role of crypto brokers can help you decide whether their personalized service is the right fit for your investment strategy.</description>
      <author>Elm Myers</author>
    </item>
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      <title>Understanding Bitcoin Dominance: A Key Metric in Crypto Investing</title>
      <link>https://cryptoflo.news/blog/bitcoin-dominance-key-metric</link>
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      <pubDate>Wed, 15 Apr 2026 09:00:00 GMT</pubDate>
      <description>Bitcoin dominance, a crucial metric indicating Bitcoin&apos;s market cap share, provides insights into market trends and investor sentiment. Learn why it matters.</description>
      <author>Chelsea Myers</author>
    </item>
    <item>
      <title>Understanding Chainlink: The Oracle Network Bridging Blockchain and Reality</title>
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      <author>Elm Myers</author>
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      <author>Chelsea Myers</author>
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      <author>Elm Myers</author>
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      <author>Elm Myers</author>
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      <author>Chelsea Myers</author>
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